Retail Merchant Services are geared for merchants who primarily conduct face-to-face business with consumers. The charge card is most often presented during the sales transaction and is generally swiped with a countertop credit card terminal or point of sale system (POS). Stored value gift cards, loyalty points cards, PIN debit, remote check deposits, check verification, and check conversion may be among the necessary transaction capabilities.
Merchant Accounts and Services:
Interchange pass through plans for most merchants.
Remote check deposits, check verification, and check conversion with guarantee, check readers, check imagers/scanners.
Retail point of sale software, cash drawer, bar code scanners.
eCommerce shopping cart with product management solutions.
Inventory management on a secure, hosted server with administration from any internet-connected computer.
Gateways for online payment processing via ecommerce or virtual terminal, repeat billing, mobile phone processing, issuing payment requests, and more.
Mobile transaction processing with all types of cell phones.
Free reprogramming of compatible in-place credit card terminals.
New, high-quality credit card terminals with lifetime guarantee.
20-30 Plan - The 20-30 plan is a merchant account which offers "wholesale cost pass-through" and "interchange plus" pricing. The 20-30 plan is designed specifically for the typical merchants listed above whose payment processing needs exceed $5,000 per month.
30-FIXED Plan - The 30-FIXED plan is a merchant account which offers "wholesale cost pass-through" and "fixed fee" pricing. The 30-FIXED plan is designed specifically for the typical merchants listed above whose payment processing needs are less than $5,000 per month.