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Online Virtual Terminals for Electronic Payment Transaction Processing

A "virtual terminal" or "online terminal" is a standard utility that is offered by online payment gateway providers. A virtual terminal runs on a web page within a browser program of a computer. When a merchant subscribes to an online payment gateway, they are provided with an online gateway account portal. A link is provided within this portal for accessing the virtual terminal. With some configurations, the merchant can assign user names and passwords to limit employee access to the virtual terminal and its features.

The virtual terminal allows a payment transaction to be "keyed in" with the computer. If an optional magnetic stripe card reader is connected to the computer, the purchaser's card can be swiped and the card data will automatically populate the proper fields presented on the web page. The use of the mag stripe card reader is recommended as it allows the merchant to receive the lower swiped rates for the payment transaction. Additional features include the ability to send the purchaser a transaction receipt by email or printed receipt with an attached printer.

A virtual terminal can be a practical alternative to a countertop terminal by eliminating the expense associated with this additional piece of equipment as well as permitting a payment transaction to be conducted from any internet-connected computer.

Virtual terminal is available with online payment gateways we offer from Authorize.Net, eProcessing Network, and EPIC.

With the independent eProcessing Network gateway, a virtual terminal can be added to just about any existing merchant account. As an authorized reseller for eProcessing Network, we offer their basic services at an outstanding value:

Basic Service Levels (additional services may be added as necessary, click here for additional details):

Online Terminal Gateway - provides an online/virtual payment processing terminal that runs in the browser of any internet-connected computer. Includes the ability to send the customer a receipt by email as well as online transaction reporting. Offers card Level II data fields as standard.

Setup Fee: $20.00
Monthly Fee: $8.95
Transaction Fee: $0.05 ea.

eCommerce Gateway - includes all of the above, plus a secure, online checkout page with the ability to accept transactions from most 3rd party shopping carts. Also includes "order form generator" (a secure web page to which you can direct clients via an email link or web page link for making payments) and "card-on-file" (a secure, PCI compliant utility for recurring/repeat payments on the same charge card).

Setup Fee: $25.00
Monthly Fee: $13.95
Transaction Fee: first 250 transactions are free, $0.05 ea. above 250.

Purchase Card Level III - Allows merchants to process Purchase Card Level III transactions with the online virtual terminal provided with above gateways. Compatible with the First Data North and TSYS payment processing platforms.

As little as $25.00 per month (fee varies based on bundled services provided).

Customer Data Manager - Allows merchants to store customer profile information on the secure eProcessing Network server for ease of repeat customer transaction processing.

Monthly Fee: $6.50

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